NO CREDIT NEEDED!
Click on Banner Below to apply for one of the four companies, or try applying for all!
No Credit Needed Requirements
Bank Account
- A Personal Checking Account
- Can not be joint account
- Must be traditional branch bank
- Online banks only not accepted
- Must be open for more than 4 months
- Approvals odds are highly determined by this factor.
Valid ID
- Valid ID
- State, Drivers License, Consular ID, US Passports accepted
- Second form of government issued ID may be required (i.e; Car registration)
SSN/ITIN
- Social Security or ITIN number accepted
- Needed to verify bank account by matching provided SSN with banks recorded SSN on your account.
- NO HARD INQUIRIES are pulled from your credit using your SSN/ITIN.
Income/SSI
- Must have an income going into your account greater or equal to $700 ( ea. company may differ)
- Must receive income and have history of receiving income preferably 1 year or more but not required.
Payments
90-100 Days 0% Interest
- Pay within 90-100 days and pay no interest on your item
!!!!!!! Pay off in one year and final cost will be more than double the cost of item after calculating interest. !!!!!!!!
Flexible Payments
- Pay when you get paid with flexible affordable payments
- Weekly , Biweekly, twice a month, or monthly payment schedules available.
- NO early pay off fees
- Payments are automatically taken from your account (Autopay)
Accepted Payments
- You may pay off your lease using a credit card, debit card, ACH bank, or wire.
- Payments may take up to 3-7 days to process
- Pay via by PHONE , IN APP, or login to your CUSTOMER PORTAL/ WEBSITE
Manage with Mobile APP
- Take control of your next payments with the lenders mobile apps
- Change due dates
- Review your balance
- Not available for all companies like American first finance
Take it today $0 down programs
- Pay nothing today and take the item home with you.
- We also may ship it to you for easier convenience.
- Note: If you choose to put money down and later decide to return the item to leaser. The down payment made to our store may not be refundable. We recommend using your approval amount only.
Ships within 1 business day Tracking numbers provided.
Learn more about our shipping policy.